It's a comfortable habit slipped into from birth, and unless some unusual condition or unfortunate circumstance arises that forces one out of one's developed channel of rote, conditioned response, the habit is never interrupted, let alone broken. A companion question I've set as a guard to my mind is WHY AM I BEING TOLD/TAUGHT THIS? It's important to take agenda into consideration when receiving new information, because it's a pretty big part of everything, nowadays. A young man taking advantage of "free financial planning advice" from a giant worldwide brokerage might want to consider whether he's getting educated, or a sales pitch, because it's more than likely the latter. The girl about to go half a million in debt for an education had better be seeking a career as an Attourney or Doctor, or she's going to have that debt around her neck like a millstone all her days.
Obviously not everyone has an agenda. Most the world goes from womb to tomb with no forethought at all, and those in the minority with agendas make a comfortable living at their expense, because of critical thought, research & therefore, the developed ability to see and seize opportunity when it presents itself. "Is this true?" is your first step on the road of critical thought. Research is what you do to answer that question, by deriving facts & evaluating whether they verify or disprove the original concept. Opportunity is a wonderful thing that appears only to the diligent.
It's frightening to contemplate the number of fools who have simply twisted their minds into being comfortable with being deceived, because of some promised handout whenever they feel they no longer want to work!